With the cost of living increasing, we know that times are particularly difficult right now. If you are concerned about your finances, there is help available.
Follow the 3 simple steps below to get back on track with your finances:
Contact the Finance Lender– It is important to raise any concerns you may have with your Finance Lender as they may be able to provide assistance in managing the finance agreement.
Seek advice– There are many free independent advice providers. However, we have listed some of them to help you get started:
Citizen Advice provide free, confidential information and advice for a wide range of concerns
MoneyHelper is an impartial service set up by the government to provide information and advice on a wide range of personal financial matters, including debt and borrowing.
StepChange Debt Charity
StepChange Debt Charity is a registered charity offering free, impartial, confidential advice which can help you get back into control and move forward with managing your finances
Budget Planning– It can be daunting working out your income and expenditure, but there are free useful tools available to help work out your disposable income. MoneyHelper have a useful budget planner and all you need to do is enter your income and expenditure to get your disposable income.