With the cost of living increasing, we know that times are particularly difficult right now. If you are concerned about your finances, there is help available.
Follow the 3 simple steps below to get back on track with your finances:
Step 1
Contact the Finance Lender: It is important to raise any concerns you may have with your Finance Lender as they may be able to provide assistance in managing the finance agreement.
Step 2
Seek advice: There are many free independent advice providers. However, we have listed some of them to help you get started:
Citizen Advice
Citizen Advice provide free, confidential information and advice for a wide range of concerns
MoneyHelper is an impartial service set up by the government to provide information and advice on a wide range of personal financial matters, including debt and borrowing.
MoneyHelper
StepChange Debt Charity
StepChange Debt Charity is a registered charity offering free, impartial, confidential advice which can help you get back into control and move forward with managing your finances
Step 3
Budget Planning– It can be daunting working out your income and expenditure, but there are free useful tools available to help work out your disposable income. MoneyHelper have a useful budget planner and all you need to do is enter your income and expenditure to get your disposable income.